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Your complete guide to buying a home.

The Buyer Experience

Our Buying Process

Our team has developed an 8-step buying process to ensure a smooth and stress-free experience for you, the buyer. We understand that starting your home search can be overwhelming, but with our guidance, you'll be moving into your dream home before you know it!


Outlining Your Objectives

  • What is your motivation to buy?
  • What price range are you considering?
  • What is your timeline to move?
  • What are your ideal features and “non-negotiables”?
  • What are you looking for in a neighborhood?

Planning & Preparation

  • Discuss objectives and process with your Realtor®
  • Discuss objectives and process with your Realtor®
  • Obtain a loan approval letter
  • Sign exclusive buyer-broker agreement with your Realtor®
  • Research neighborhood of interest with your Realtor®

Understanding the Market

  • Analysis of active, pending, and sold transactions
  • Review contracts and timelines
  • Personal timing and seasonal considerations
  • Market forces: supply v. demand, macro v. micro
  • Create Profile-Based Buyer Attraction Strategy


The Search

  • Browse and review online listings with your Realtor®
  • Browse and review online listings with your Realtor®
  • Notification of new and off-market properties
  • Virtually tour listings from the comfort of your home
  • Select your ideal location and home

Offers & Negotiation Strategies

  • Learn about the Purchase Contract from your Realtor®
  • Discuss multiple offer strategies (as needed)
  • Offer presentation and highlighting buyer strategies
  • Negotiate to optimize price and terms
  • Acceptance of offer or counter offers


The Escrow Process

  • Notify escrow of acceptance and send full executed contract
  • Wire initial deposit to escrow per terms of agreement
  • Notify lender to begin loan process and order appraisal
  • Sign and return opening package of escrow instructions
  • Contact insurance agent for homeowner coverage
  • Provide escrow with vesting (title) information

​​​​​​​Inspections & Disclosures

  • Schedule all desired home inspections, (i.e. termite report)
  • Schedule all desired home inspections, (i.e. termite report)
  • Approve/negotiate repairs based on inspection reports
  • Review/approve all seller and state required disclosures
  • Review/approve preliminary title report
  • Meet deadlines and remove contractual contingencies
  • Schedule final walk-through prior to close of escrow


Welcome Home

  • Review closing statement from escrow
  • Virtually meet with escrow to sign loan documents
  • Arrange to wire down payment and closing costs
  • Transfer utilities to new location
  • Closing, key delivery, and celebration
  • Move into the property
  • Move-in checklist

​​​​​​​Working Together Again

  • Staying in touch and keeping you informed
  • Second homes and investment properties
  • Providing resources and introductions
  • Referrals, testimonials, and reviews

Download Our Buyer's Guide

Get Step by Step guide for buying a property in Greater Toronto Area. Whether you’re a First time buyer or seasoned Investor.

Buyer Guide Form

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Gagan Verma - top toronto realtor